About Indigo Indemnity Protection
Indigo is the evolution of lessons learned from the development of a specialty specific mutual indemnity scheme for Plastic Surgeons to address the needs of consultants in the specialty who wish to undertake independent practice but for whom the MDO subscriptions make this non-viable.
This scheme has been specifically developed to provide the security and sustainability associated with the MDOs but in a manner which focusses upon the individual surgeon. Premiums reflect an individual’s scope of practice and professional behaviours rather than their specialty group and income band alone.
The scheme relies upon surgeons identifying what is best practice, establishing a specialty specific code of conduct and then aspiring to achieve it both individually and as a group. Underwriters recognise good practice and reward clinicians aspiring to achieve it by adjustment of premiums.
The quality and range of the Insurance products provided reflects the requirements of Surgeons in current practice.
The scheme is contractual and financially regulated rather than discretionary and unregulated in nature and includes cover for cyber losses and for educational roles such as a Training Programme Director, Assigned Educational Supervisor and Clinical Supervisor. None of these activities are at present covered by any other insurer with the cover from NHS Trusts and Deaneries being purely discretionary.
Any quote is intended to be an accurate reflection of your previous practice and expected workload over the forthcoming year. It does not pound cost average your risk with others, nor does it include cover for procedures you specifically want to exclude. It is customised to your requirements.
Through its partners Indigo can also provide cover to protect your income, liabilities, staff, properties and any other business or personal insurance you may need.